Insurance Created BY Home Inspectors, FOR Home Inspectors

EliteMGA provides home inspector insurance designed by industry professionals who understand the risks of inspections. Our programs offer the exact protection inspectors need—from general liability to E&O coverage.

E&O and General Liability Insurance For Home Inspectors

Get full protection with our comprehensive home inspector insurance packages. Our combined general liability and E&O insurance for home inspectors addresses the most common claims and exposures in your business.

EliteRE – The Only Carrier 100% Focused on Home Inspector Insurance

EliteRE is our exclusive captive carrier offering specialized inspector insurance. We handle underwriting, pricing, and claims in-house—designed solely for the home inspection industry.

State-Specific Home Inspector Insurance Coverage

Every state has different regulations around home inspectors insurance. Whether you need home inspector liability insurance or more expansive home inspectors insurance, we provide compliant, comprehensive options in all 50 states. Check our State-Specific Guidelines for Insurance Home Inspector Coverage.

EliteMGA Home Inspectors Insurance Coverage

  • Protect against claims of professional error with E&O insurance for home inspectors
  • Cover on-site accidents and damage with general liability home inspection insurance
  • Simplified coverage through EliteRE, our in-house carrier

EliteRE – Insurance Carrier For Home Inspectors

Why Choose EliteRE?

  • Customized coverage and flexible policies
  • Exclusive rates for inspectors
  • In-house claims team that understands the industry

Requirement of State-Specific Home Inspector Insurance Coverage

Group Rates for Home Inspector Insurance

Do you have a team of inspectors? Get incredible group rates on inspector insurance! Add inspectors mid-term at no extra cost until renewal.

Inspector Insurance Discounts & Eligibility

EliteMGA offers exclusive discounts based on:

  • Membership in accredited associations
  • Additional industry licenses (HVAC, plumbing, etc.)
  • Use of technology or inspection software
  • Continuing education

E&O Insurance for Home Inspectors

E&O insurance for home inspectors covers legal fees and damages when clients claim you missed something during an inspection. Most states require it—and even if yours doesn’t, it’s a smart investment for your reputation and protection.

  • Covers claims from errors, omissions, or perceived negligence
  • Includes legal costs and third-party losses
  • Backed by our captive carrier, EliteRE

General Liability Insurance For Home Inspectors

Our general liability coverage protects you from claims of bodily injury, property damage, and more. Whether you inspect homes, commercial buildings, or offer services like radon or mold testing, this coverage is essential.

  • Includes medical payments, operations, rented premises
  • Meets access requirements for properties
  • Covers both sole inspectors and teams

What Customers Say About Our Home Inspection Insurance!

Certified Home Inspector Association- Superior Home Insurance Insurance- EliteMGA
Certified Home Inspector Association- Superior Service Home Inspector Insurance- EliteMGA
ASHI Bronze Recognition
Certified Market Specialist- EliteMGA

Contact EliteMGA Today For Expert Home Inspector Insurance

Home inspector insurance can be especially confusing. Luckily, we can help you determine your needs and connect you with a program that fits your individual insurance requirements.  Just give us a call today at 800-355-1185 or email us at inspection@eiipro.com, and our professional EliteMGA team will help in any way we can.

EliteMGA Home Inspector Blogs