When it comes to insurance for home inspectors in Michigan, there’s no better option than EliteMGA. Our clients are our highest priority. With over 30+ years of combined experience, our knowledgeable and friendly insurance agents will work with you to understand your business’ risks and the best way to cover those exposures. With the litigious nature prominent today, we will guide you in making an informed decision to best protect your business. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for superior liability insurance in Michigan is inevitable. At EliteMGA, your home inspector Errors and Omissions and General Liability insurance will be combined into one cost-efficient and effective policy.
Michigan Home Inspector Insurance Requirements
Home Inspectors Insurance Minimums in Michigan
The state of Michigan does not require home inspectors to carry errors and omissions or general liability insurance. Likewise, there is no required licensing or certification to become a home inspector in Michigan. With that being said, home inspectors should carry an adequate amount of general liability and E&O insurance in order to maintain a good reputation and protect themselves and their businesses. In addition, many local real estate boards and home inspector business associations require their members to meet certain insurance coverage standards. For more information on becoming a home inspector in Michigan, check out the Michigan Chapter of InterNACHI or The Great Lakes Chapter of ASHI.
For more information on becoming a home inspector in Michigan, visit InterNACHI’s MI Home Inspector resource page.
Why Do I Need General Liability Insurance in the State of Michigan?
Regardless if your state requires E&O insurance or not, protecting your assets by carrying the proper insurance is the prudent thing to do. E&O insurance will protect you and your business from possible liabilities, your company’s reputation, and long extensive lawsuits. Remember, a lawsuit caused by an unfounded error or omission allegation is a time-consuming nuisance. Unfortunately, Home Inspectors can’t predict the behavior of a home buyer who is making the biggest investment of his or her life. So, don’t set yourself up for a financial burden because you don’t have reliable E&O protection. Have EliteMGA service your E&O insurance needs.
Why Should I Choose EliteMGA for Michigan Home Inspector Insurance?
At EliteMGA, we are dedicated to providing you with the best E&O insurance on the market as well as other important insurance coverages. Our specialized, experienced staff will work with you to understand your business and individual needs in order to construct the best possible insurance policy. Regardless if you’re a sole proprietor or a multi-inspector firm, we will work with you to tailor our policy to fit your needs. In addition to E&O and GL insurance policies, we also offer coverage for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.
With EliteMGA, there are never any hidden fees, taxes, or financing costs. You can trust that our 30+ years of combined experience will help you get the E&O insurance you deserve in the quickest amount of time possible.